Bible Say About Insurance

What Does the Bible Say About Insurance?

Getting insurance, such as life, health or homeowner’s insurance, is quite a big deal for a lot of reasons. You can learn more about the types of home insurance available from legit resources. However, Christians may be wondering if it is alright to acquire insurance. Some Biblical verses might help those still questioning their choices.

What Is the Christian View of Insurance?

Some would assume that having a strong faith in God is enough to get through life. Perhaps you might have heard from someone that they are doing fine even without any form of insurance. Some even admonish those who rely on life insurance as though it meant that they lacked such faith in God. The context must be considered.

First off, insurance has been practiced even before Christianity’s existence and has even been favored during the Middle Ages. As early as the establishment of villages and barter economies, if a house had been destroyed, the neighbors of the family are committed to aiding them in repairs. This can be translated to the way early Christians lived, sharing their belongings with those who needed money or resources (Acts 4: 32-35). In a way, Christian communities were always looking out for each other’s security. In relation to the security one can get from homeowner’s insurance, early Christians in the Acts of the Apostles were selling to each other houses or giving each other their homes. It was not uncommon for them to house fellow believers as though they were family.

Furthermore, Proverbs 27:12 states that the prudent foresee evil coming to them. This is a sign that the ancient Jews were a wary bunch. This wisdom line also encourages preparation because life itself is often full of hazards (Ecclesiastes 9:11). The Christian life is not all sunshine and rainbows. There will be trials but not ones that God would cause you to worry much about (John 16:33; Acts 14:22; 1 Cor. 10:13).

Finally, it is also the role of the family breadwinner to secure the future of his/her children (2 Corinthians 12:14, I Timothy 5:8 and Proverbs 13:22). When they are sick or bedridden, how will they be able to work for the family? Insurance guarantees that money will still be available in emergency situations and even after retirement, along with the pension.

The misunderstanding most people have with insurance is that it conflicts with the idea of having total faith in God. In reality, being practical about one’s life situation is never a sign of distrusting the Lord’s plan. One has to be shrewd with their affairs, just as Jesus taught in the Parable of the Shrewd Manager (Luke 16:1-9), and we need to be more prepared for when misfortune comes, rather than simply letting things be. The bottom line is that insurance is a benefit to have and must never be considered something outside of one’s beliefs. In fact, such security allows one’s faith to blossom. The grit and determination to work hard and get the insurance needed to secure one’s family are always commendable. Conditions for those with lower wages are also improved with access to insurance.


The Bible may talk a lot about the need to hold fast to God’s promises and how we do not have to worry what will happen to us in the present (Matthew 6:26-34), but it does not follow that we take our belief and positive outlook for granted. They help us look forward to a better future. Getting life, health or homeowner’s insurance is not a shortcut taken by the worldly but a secure path to a better life for the Christian family.

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